www.debenhams.com – Debenhams Credit Card Login
How to Log In and Apply for a Debenhams Credit Card :
In the year 1813, Debenhams 1st ever store was opened by Mr. William Clark and Mr. William Debenhams as “Clark & Debenham” outside the London City in Cheltenham similar to that of the Wigmore Street store. Over the years, the organization has flourished from the Victorian fashion style, for the family grieving by which widows and the other female family members stick to an exacting code of clothing and manners.
From the year 1985 to 1998, Debenhams was an important part of the Burton Group. The Debenhams outlets had a huge expansion in the number of stores and in 1997 their 1st worldwide establishment store was opened in Bahrain.
After separating from the Burton Group, Debenhams as an organization was listed on the London Stock Exchange (LSE) until 2003, when it was overtaken by Baroness Retail Ltd. Again in May 2006 Debenhams got back to the London Stock Exchange.
Presently, Debenhams plc, had their administrative headquarter at Oxford Street, London, UK. The organization nowadays deals with fashion clothing, shoes, accessories, toys, cosmetics, electrical products, gifts, household products, and furniture, etc. As per the record of 2018, the company had acquired a revenue generation of £2,277 million. Nowadays, Debenhams is operated under Boohoo Online Store and had a workforce of more than 25,000 well-trained people.
Debenhams Credit Card Login:
If you are having issues to get login for the Debenhams Credit Card, you can follow the underneath steps:
- First, visit the webpage of the Debenhams Online Account Manager Portal.
- You can also directly click on portal.newdaycards.com/debenhams/login.
- On the page, choose “Log In” above.
- Now put down your “Username” & click the “NEXT” tab and follow the process to access your account.
Please Note: Debenhams manage their Credit Cards through an official web portal known as Debenhams Online Account Manager, if you want to shop on Debenhams you will have to visit the main official site of Debenhams, or click on the link given www.debenhams.com.
Apply for Debenhams Credit Card:
To Apply for the Debenhams credit cards, you can visit the Debenhams Card Mobile Application, Online Account Manager (Get Registered first for Online Services), and also through the Automated Phone Call Services at 0333 -220 -2519 (7 days a week, 8 am to 9 pm).
Debenhams Credit Card Registration:
After you have received your Debenhams Credit Card, you are required to register your card as quickly as possible. To get started keep the below information alongside:
- Your Accounts Data – You will need your 16 (sixteen) digit credit card number or the number of your accounts.
- Your Mobile Phone – While in the process of Registration, Debenhams will send a One-Time Password or Pass-Code (OTP) to your phone number.
- Online Registration Number – You will need the 6 (six) digit code number which you have already received through E-mail & letter when you applied for the Debenhams Credit Card. (You can still register your Debenhams Credit Card, if you don’t have the Code alongside).
The Debenhams Credit Card Registration process is quite easy, if you are having any issues, follow the given steps:
- Move on to the Debenhams Online Account Manager Portal.
- You can also click on portal.newdaycards.com/debenhams/register
- On the webpage, select the “Register” button above.
- Here on the page, put down your Personal Details like “Last Name”, “Post Code”, Card Details like “Card Number”, “Expiry Date” (MM/YY), etc.
- Now check on the “Terms & Conditions” box.
- By tapping on the “CONTINUE” tab, follow the on-screen instructions to complete.
Also Read : SBI Credit Card Apply
Where to find your APR & Interest Rates on Debenhams Credit Card:
The Annual Percentage Rate (APR) applies to your account, will be clearly shown in your “Credit Agreement”. All kinds of applicable rates of interest that apply to your Credit card Account are shown in your monthly billing statement.
You will easily find your Debenhams Credit Card Interest Rates on your statement. There is a section known as “Your Interest Rates” which clearly lists the rates that apply to your Debenhams Credit Card.
How to Report Fraud or Suspicious Transactions:
Debenhams Credit Card has dedicated teams to monitor your regular account activity & intercept any kind of suspicious transactions. In any circumstances, if you are suspicious about any transaction(s) that appear on your monthly statement please contact Debenhams Fraud Prevention Help webpage or call at 0330 -838 -1557. You can always temporarily freeze your Credit Card through your Mobile Application if the phone number is closed anytime.
What is the Credit limit to the Amount of Cash you can regularly withdraw:
Debenhams permits you to take out up to £300 a day, which fully depends on your credit limit. It is advisable to stay within your credit limit. Remember that a fee of £3 or 3% will be applied to each cash transaction, of the amount you withdraw (whichever is higher) and, even if you make payment of your balance off in full, interest will be charged from the date the transaction is added to your account (i.e. usually the next working day), both of which could take you over your credit limit.
What happens if you missed out on a payment or go over your credit limits:
In any situation if you have missed out on a payment or go over your regular Credit limit or if you have failed to make your contractual minimum payment by your due date, you will be charged with a fee of £12.
Debenhams will also report your payment behavior & any missed or failed payments to Credit Reference Agencies, which will reflect on your credit file & may make it more expensive or harder for you to get any kind of credit facilities in the future.
If you fail to keep up with your card bill payments or going over your credit card limit will also result in being withdrawn any kind of promotional offers & installment plans and in this condition you will have to pay the standard purchase rate on those amounts. Moreover, Instalment Plan Balances & Buy Now Pay Later benefits and will be moved to your standard purchase balance. You can easily find your standard purchase rate on your monthly statement.
If you cannot make your monthly payment on time or you are struggling a little to get back under your limit, Debenhams is here to help you. They have a specialists team who can look at your options and find the best solution or you can directly speak to Debenhams friendly team at 0330 -838 -1557, or in your Mobile Application.
Additionally, you can also find free, independent advice from the below following organizations:
Citizens Advice (Call): 03454 -04 -05 -06 or E-mail to www.citizensadvice.org.uk
National Debt line (Call): 0808 -8080 -4000 or E-mail to www.nationaldebtline.org (if you are self-employed)
Step Change Debt Charity (Call): 0800 -138 -1111 or E-mail to www.stepchange.org
Please Note: (Debenhams are committed to working with these above organizations & helping you to find the best & most affordable solution).
334 – 348, Oxford Street,
London, England, UK
Debenhams Credit Card Services,
New Day Ltd,
PO Box – 700, Leeds, LS99 2BD
Debenhams Customer Services Enquiries, to Report Lost or Stolen Card, and Forgot or Change your PIN (Call): 0333 -220 -2519 and 0330 -838 -1557 (7 days a week, 8 am to 9 pm)
Report Fraudulent or Unauthorised Use of Credit Card (Call): 0333 -220 -2519
To Use Debenhams Credit Card Abroad (Call): 0333 -220 -2518 (Call Before Travelling)