How to Access Lowe’s Credit Card Login Account

by admin February 05, 2023
lowes credit card

Various Credit Cards offered by Lowe’s :

Lowe’s Advantage Card

Benefits and Advantages:

  • Avail of the benefit of 5% off on your regular eligible purchase.
  • Spend at least $299, to get the advantage of 6 (six) months of special financing.
  • If you purchase for a total amount of $2,000 or more on your Lowe’s Advantage Credit Card, get the benefit of paying 84 fixed monthly payments at the rate of 7.99% APR. This totally applies to your credit approval.
  • You can get a straight 20% Off on your purchase, spending up to $100 till 31st January 2022.
  • Utilizing your Lowe’s Advantage Credit Card spend a minimum of $299 on purchasing appliances, ventilation, installed heating, and air conditioners, etc to get the benefit of special 12 months financing facility, valid till 31st January 2022.

Charges Applied:

  • The Standard Annual Percentage Rate (APR) is 26.99%.
  • Your minimum Interest charge is $2.

Lowe’s Business Credit Cards

Lowe’s Business Credit Cards offers 4 (four) types of cards. Those are:

Business Account Card:


  • You can request additional cards.
  • In your invoice get product-wise transactions and product-level details.
  • Get the benefit of downloading all your activities in an Excel Sheet, Quick Books, or Quicken for up to 6 (six) months.
  • Avail the benefit of purchasing for 60 days to get 0% interest.

Business Rewards (AMEX) Cards


  • You can utilize this credit card at any Lowe’s Stores or anywhere American Express Card (AMEX) is accepted.
  • Get the benefit of earning $100 money back upon approval. As a statement credits your money back is earned automatically.
  • For every eligible purchase, you earn Rewards Points.
  • You can get a 0% welcome Annual Percentage Rate (APR) for the first six months. Afterward, you have to pay 15.74% to 24.74%.

Accounts Receivable Card


  • Your benefit includes billing upon delivery.
  • You can get details of product-wise transactions, SKU- level details, authorized buyers information, and PO/ Job Name.
  • Avail of the benefit of getting your Invoice PDFs through Email, in addition to your Net Payments Terms.

Lowe’s Pre-Loaded Discover Card


  • There are no credit checks for you.
  • You can organize your purchases according to your choice, with customized categories.
  • Get the advantage of funding with a credit or debit card or from your business checking account.

Rates and Fees

  • Annual Fee – There is No Annual Fee ($0) is charged.
  • APR on Purchases – Welcome Annual Percentage Rate is 0% for the first 6 (six) months, from your account opening. Afterward, the variable rate will be 15.74%, 19.74%, or 24.74% depending on your creditworthiness, as stated during the time of account opening.
  • Penalty on APR – Presently is 29.24% to 24.99% variable rate based on the market prime rate.
  • Foreign Transaction Fee – After conversion to U.S. dollars, the charges are 2.7% of each transaction.

How to Apply for the Lowe’s Credit Card

To Apply for the Lowe’s Credit Card, follow the simple below-stated steps:

  • Visit the landing page of Lowe’s or click
  • On the landing webpage, you will find and click on the “Credit Cards” option on the top and bottom of the page.

Lowe’s credit card apply

  • Then on the referred page, choose your credit card as per your requirement and apply for the card.

Register for the Lowe’s Credit Card Account

To Create an Account or Register for the Lowe’s Credit Card, go through the below stated steps:

  • Go to the
  • Below Login section click on the Register option
  • On the next page enter the account number and zip code to process further.

Lowe’s Credit Card registration

How to LogIn to Your Lowe’s Credit Card Account

To Log In for the Lowe’s Credit Card, you need to follow the simple below steps:

  • Go to the Lowe’s credit card login Page
  • Enter your User ID in the first field.
  • Enter your password in the second field.
  • Click on the “SECURE LOGIN” button to access your account

Manage Your Lowes Credit Card Account



Contact Details:

Lowe’s Companies

1000 Lowe’s Blvd,

Mooresville, NC 28117

Phone Numbers:

Customer Care Services (Call): 1 -888 -840 -7651 and 1 -800 -445 -6937

For Pro Desk (Call): 1 -844 -569 -4776

Lowe’s Credit Card Customer Support (Call): 1 -800 -444 -1408 (24 X 7)

Lowe’s Consumer Credit Card (Call): 1 -800 -444 -1408

Lowe’s Business Account (Call): 1 -800 -444 -1408

Lowe’s Accounts Receivable (Call): 1 -866 -232 -7443

Lowe’s Business Rewards (Call): 1 -866 -537 -1397

Reference Link:

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