www.mbna.co.uk – How to Activate an MBNA Credit Card Online

MBNA – An Introduction:

Maryland Bank National Association is popularly known as MBNA was formally founded in the year 1982. Earlier it was a part of Maryland National Bank. Afterwards, since 1993 the organization is based in Chester, in the north of England. They have their registered office at Cawley House, Chester Business Park, Chester CH4 9FB. MBNA Limited is registered in England and Wales under company registration number 02783251. The company is duly authorized by the Financial Conduct Authority under the Payment Service regulations of 2017, Registration number – 204487 for the provision of the payment services.

Throughout the long term, the company has assisted a large number of clients with their getting needs, from crisis fixes to sudden bills, Maryland Bank National Association (MBNA) Credit Cards have been there assisting with making great stuff occur. The organization loves a touch of innovation with technology as well. All the stuff that makes contactless online payment deposits manageable, transfer of payments speedier and versatile smartphone applications were used by the organization.

Step by step instructions to Activate the MBNA Credit Card:

• Go to the landing page of the MBNA website.
• Or, click the link www.mbna.co.uk.
• Find the Credit cards option on the top left.
• Pick the “Managing your Account” option.
• Find the “Activate your card” option.

• You will be deflected on a new page.
• On the page the users will find 2 (two) options, “Not registered for Online Card Services” and “Already registered for Online Card Services”.
• If the user is not already registered, then they have to click on the tab “Activate your credit card” under the option “Not registered for Online Card Services”.
• From there they will land on the page, “Active and set up your credit card now”.
• Then, they have to put their Credit card number, Date of birth, and expiry date on the respective fields.
• Press on the “Activate” button and follow the instructions.
• Now, on the “Activate your card” page, if the user is already registered then they have to go click on the “Log in to activate” option under “Already registered for Online Card Services”.
• From there the users will land on the page, Welcome to Online Services.
• There they have to put Username and Password on the respective field.
• Click on the “Continue” button and follow the screen prompted instructions.

MBNA Credit Cards are bundled with a lot of features. The customer can access all the features as they get registered with the company. Let us primarily, discuss the advantages and some features of MBNA Credit Cards below:-

Various Credit Cards by MBNA:

The company offers various types of Credit Cards for its prestigious customers. Some of them are briefly discussed below.

Also Read : Activatet your Tangerine Credit Card Online

MBNA – Balance Transfer Credit Cards:

Nowadays a smart way to simplify the user’s outgoings and save cash might be a Balance Transfer.

Advantages and Features:

• To Keep an Online Track – It’s easy to keep track and monitor the user’s balance transfer credit card account using online and mobile platforms when it suits the users best.
• No Accountability – The user will not be held responsible for any transactions that are confirmed to be fraudulent, provided that the user informs the organization as soon as they noticed anything misleading or in case the card is misplaced.
• Payments made Simple – The organization provides a variety of easy payment solutions at the user’s bank or building society, including debit cards or direct debit in the user’s bank account.
• Dedicated Call Centre for United Kingdom (UK) – MBNA’s helpful team are only a phone call away when the users have any concerns or query about their Balance Transfer Credit Cards.
• Payments using Contactless Technologies – The users can make contactless transactions with their Credit Card Balance Transfer, or by giving information to an internet compatible smart phone.
• Statements in Paperless form – MBNA with their environment-friendly paperless statements, as usual, balance transfer credit cards are all set to serve the users. When the new one is available for viewing online, they will send an email to the registered mail ID.

Eligibility Criteria:

• The users should be a citizen of the UK, 18 years of age or older, with a normal annual salary.
• They should provide a proper 3 years old United Kingdom residential address history, and email address, and a valid phone number.
• The users should provide their sort code and main bank account number details.
• They should be free from Judgements of the County Court (CCJs), Individual voluntary arrangements (IVAs), or Insolvencies.
• They should not be a student or unemployed.
• MBNA credit card eligibility has not been rejected within the last 30 days.
• The authorities will also check the user’s previous and current credit history, including past full credit searches and eligibility based on their present income.

MBNA – Transfer and Purchase Credit Cards:

As per the name, to help the users get organised, these credit cards could include promotional rates on both transfers and purchases.

Advantages and Features:

• To Keep an Online Track – It’s simple for tracking and monitoring the customer’s account for balance transfer credit card utilizing the smartphone and web platforms as per customer’s requirements.
• No Accountability – The client won’t be considered liable for any purchases that are affirmed to be fraudulent, given that the client informs the MBNA office timely, when they saw anything misleading or if the card is misplaced.
• Payments made Simple – The association provides enormous scope for simple payments solutions at the user’s bank or building society including debit card options.
• Dedicated Call Centre for the United Kingdom (UK) – MBNA’s useful group are just a call away when the clients have any worries or question about their Balance Transfer Credit Cards.
• Payments using Contactless Technologies – The customers can make contactless purchases using their Credit Card Balance Transfer, or by sharing data to a web-compatible smartphone.
• Statements in Paperless form – MBNA uses environment supported paperless bills, as usual, for their customer’s convenience.

Eligibility Criteria:

• The applicant must be a citizen of the UK, 18 years of age or older, with a normal annual pay package.
• You should produce a valid 3 (three) years old United Kingdom residential address history, valid email address, and a valid phone number.
• The users should provide their sort code and main bank account number details.
• You must be liberated from Judgements of the County Court (CCJs), Individual voluntary arrangements (IVAs), or Bankrupts.
• You should not be a student or without employment.
• Your MBNA credit card acceptability has not been rejected within the last 30 days.
• The company authorities will check the applicants old and current credit history, including past full credit searches and acceptability based on their present income.

MBNA – Credit Card fees:

If the user is planning about having a credit card, the payments must be coordinated. If not, the user may face unnecessary charges and cause harm to their credit score, which in the future may make it more difficult to borrow again.

For both planned and unplanned things, the users may be fined, such as:

• Payments those are skipped or incomplete.
• Exceeding the user’s allocated credit card limits.
• Using their card outside the United Kingdom (UK).
• Transfers of Balances.
• Transfer of Funds.
• Cash Withdrawing without proper approval.

There are a couple of fees for MBNA credit cards, the users should be conscious of. In this helpful guide, users can learn about them.

MBNA – Credit Card Interest Rates:

The users MBNA credit card account may be subject to three forms of interest:

• Promotional deals on the transfer of balances, transfers of money, and transactions. The users need to make the minimum payment within a specific time each month and remain within their credit limits to retain any promotional rate.
• Interest-free on transactions for up to 56 days if the users make their payment in full within the due date of payment. If they do not make their payment in full (including the total amount of any kind of transfers), then from the date of purchase until the balance is paid in full, normal interest rates will apply.
• For transfers of balances, transfer of money, advances in cash, and transactions standard rates of interest are applicable. On balance transfers, transfers of money, cash advances and transactions, after the expiry of the promotional period, regular interest rates will be applicable.

If the users are unsure of what interest rates they have been charged, they have to check their credit card terms and conditions or their latest statement of accounts.

MBNA – Transfer And Processing Fees:

The most popular kinds of fees for MBNA Credit Cards:

• The transfer of Balance fee, typically charged when transferring a balance to your MBNA account from another store or credit card (generally a small percentage of the transfer amount).
• The transfer of Money charges typically occurs when transferring of funds from the users MBNA account to their UK bank or building society account (generally a small percentage of the transfer amount).
• The Cash advance fees, if the users make any withdrawal from a cash machine, both at home and abroad, are chargeable.
• Using the MBNA credit card in foreign countries. For making non-sterling purchases, or acquiring non-sterling currency, the users may be charged extra fees and interest.

The users should refer to their respective account’s terms and conditions for clear information that may apply to them.

It could be a smart idea to look for a credit card with low or no international transaction fees if the user flies regularly.

MBNA – Tricks and Tips for Managing Credit Card Well:

• The users must try to pay their balances in full to avoid paying interest.
• They should avoid using their credit card to withdraw cash over the counter or at an ATM.
• The customer should not go over their credit card limit.
• They should take advantage of the transfer of balances credit cards which offer a lower promotional rate on interest payments.
• The users should be conscious of charges for things like using their credit cards in foreign countries. They are advised to check their credit card terms and conditions for full details of any kind of charges and interests.

Step by step instructions to Register for the MBNA Credit Card:

It is exceptionally simple to apply and get registered for the MBNA Credit Cards. The users simply need to adhere to some exceptionally basic directions to apply for the MBNA Credit Cards. In the beginning, the users may confront a couple of issues. In that situation, follow the simple steps to complete the application:

• Firstly, visit the official site of MBNA.
• By tapping on this link www.mbna.co.uk, the users will be diverted to the official site.
• Tap to the “Register” button.
• There, on the registration page, users will find “Welcome to Online Card Services”.
• Then, they have to enter their data.
• Put Users name and Password.
• Then, tap on the Continue button and follow the instructions onwards.

Step by step instructions to Login for the MBNA Credit Card:

To get Login into the MBNA Credit Card account, the user after registration can follow the simple steps below:

• Firstly, go to the official website of MBNA.
• Or by tapping on this link www.mbna.co.uk, you will be diverted to the official website.
• Then, tap to the “Login” option on the top right of the website.
• There, on the login page, find “Welcome to Online Card Services”.
• Enter your data here.
• Put your Users name and Password.
• Then, tap on the Continue button and follow the instructions onwards.

Users can also access the “Registration” and “Login button” from the Home button tab, following the simple steps:

• Go to the landing webpage of the MBNA website or click www.mbna.co.uk
• Then go to the Credit cards option on the top left.
• Go to the “Managing your Account” option.
• Then go to the “My Account” option.
• The user will land on the page My Account, where they will find “Log in” and “Register” option.
• Tap on the required option and follow the on-screen instructions.

MBNA – Contact Details:

MBNA Limited

Cawley House,

Chester Business Park,

Chester CH4 9FB

Phone no: (For UK) 03456 062 062 (Mon – Thus 9am – 8pm, Fri 9am – 6pm, Sat 9am – 1pm)

Phone no: (From outside the UK) + 44 1244 659 (7am – 11pm every day)

Citizens Advice: Call 03444 111 444

National Debt line: Call 0808 808 4000

Step Change: Call 0300 303 2517

Reference Link

www.mbna.co.uk