www.laurentianbank.ca – Activate your Laurentian Credit Card Online

by admin March 17, 2021
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How to Laurentian Bank – An Introduction

Laurentian Bank of Canada is a monetary establishment, whose business expands fundamentally across Canada. Established in 1846, its main goal is to assist clients with improving their monetary wellbeing and it is guided by estimations of closeness, effortlessness, and trustworthiness.

The Bank is a significant part of various market fragments. The Bank obliges the necessities of retail customers utilizing its branch network situated in Quebec. The Bank likewise stands apart for its expertise among little and medium-sized undertakings and land engineers inferable from its particular groups across Canada. Its auxiliary B2B Bank is, as far as concerns, one of the significant Canadian pioneers in giving financial items and administrations and venture accounts through monetary consultants and intermediaries. Laurentian Bank Securities offers coordinated financier administrations to a customer base of institutional and retail stockholders.

How to Apply for Laurentian Credit Card:

  • You can apply for the Laurentian Credit cards online (currently unavailable).
  • Presently, you can contact the bank’s Telebanking Centre Advisors at 1 -855 -255 -5445 and 1 -877 -522 -3863 (8 am – 8 pm ET, Any day).
  • You also can directly visit the branch office.

How to Activate the Laurentian Credit Card

  • You can activate your Laurentian Credit cards online (currently unavailable).
  • Nowadays, you can call and contact the bank’s Toll-free number 1 -800 -252 -1846.
  • Choose “option 4” from the menu.
  • You are advised to call from your registered phone number during activation of the credit card.
  • This helps in speeding up the identification and verification process.

Various Credit Cards by the Laurentian Bank

There are a couple of Cards are offered by the Laurentian Bank. Some of them are briefly discussed below:

Laurentian Bank Visa Infinite Credit Card:

Features and Advantages:

  • You can earn up to an introductory 8 (eight) points for every dollar you spent on grocery, gas, travel purchases, and transportation, etc.
  • From the date of account opening, for the first 3 (three) months the maximum amount of purchase eligibility is $2,000.
  • You can get a reward of $130 credit in their account, which is equivalent to the first year annual fees.
  • Earn 3 (three) points on the pre-authorized debits.
  • 2 (two) points for grocery, gas, transportation, travel, and foreign currency, etc purchases.
  • 1 (one) point for all other eligible product purchases authorized by the bank.
  • There are no limits to the number of points, you can earn and the points do not expire.
  • Redeem a minimum of points starting at 10,000 which is equal to $100, cashback on the user’s Laurentian Bank Visa Infinite account.
  • Gift cards are offered by the bank, starting at a minimum of 1,600 points, which is valid in more than 80 merchants all over the province.
  • You can select from a variety of merchandise ranging over 350 items, and purchase them using your credit card.

Interest Rates and Fees:

  • A fee of $130 is charged annually for the card.
  • You have to pay $50 for additional cards.
  • The interest rates on purchases are 19.99%.
  • The rate of interest for Transfer of balances, Cash advance and Visa cheques are 21.99%.
  • The processing fees for the transfer of balances and Visa cheques are 2% (two) of the total amount being transferred.

Eligibility Criteria:

  • Your Gross income should be $60,000 or more annually.

  • Or your, Gross Household income should be $100,000 or more annually.

  • For accepting Laurentian Visa Infinite cards the merchants may be charged a higher fee by the bank.

Also Read : How to Activate an American Express Credit Card

Laurentian Bank Visa Explore Credit Card:

Features and Advantages:

  • Your minimum earning of points starts at 10,000 which is equal to $100, which can be redeemed to settle the cost of the trip, booking hotels, cruises, buying airfare, etc. There are no reservation restrictions.
  • You can book a trip using the Visa Explore Card, and call 1 -888 -642 -8171 to redeem their points and further details.
  • Gift cards are offered by the bank, starting at a minimum of 1,600 points, which is valid in more than 80 merchants all over the province.
  • You can earn 3 (three) points on the pre-authorized debits.
  • For grocery, gas, transportation, travel, and foreign currency purchases get 2 (two) points.

  • For buying all other eligible products authorized by the bank get 1 (one) point.
  • An unlimited number of points, you can earn and the points do not expire.

  • Chose from a variety of merchandise ranging above 350 items, and purchase them using your card.

Interest Rates and Fees:

  • A fee of $110 is charged annually for the card.
  • You have to pay $0 (free) for additional cards.
  • The interest rates for purchases are 19.99%.
  • The rate of interest is 21.99% for Transfer of balances, Cash advance, and Visa cheques.
  • The processing fees are 2% of the total amount being transferred for the transfer of balances and Visa cheques.

Laurentian Visa Dollar Credit Card:

Features and Advantages:

  • You can avail of a reward of $65 credit in your account, which is equivalent to the first-year annual fees.
  • Earn 3 (three) points on the pre-authorized debits.
  • Get 2 (two) points for grocery, gas, etc purchases.
  • Get 1 (one) point for all other approved products authorized by the bank.
  • Unlimited money back and the dollars can be earned as credits do not expire.
  • You can redeem a cashback credit anytime whenever the dollar credit balance is $25 or greater.

Laurentian Bank

Interest Rates and Fees:

  • An annual fee of $65 is charged for the card.
  • You need to pay $0 (free) for additional cards.
  • The rate of interest on purchases is 19.99%.
  • A 21.99% interest rate is charged for the Transfer of balances, Cash advance, and Visa cheques.
  • The processing fee is 2% of the total transferable value for the transfer of balances and Visa cheques.

Laurentian Visa Black Reward Credit Card:

Features and Advantages:

  • The card offers the best rewards program in the market, available with a classic credit card.
  • With this card, you can earn points very quickly and faster than any other card in the market.
  • The points can be exchanged for gift cards, at almost over 80 various retails outlets.
  • Redeem your rewards to save on your daily expenses.
  • The users can also exchange their points for purchasing merchandise.
  • An interest-free payment deferment is available for 21 days until the date is shown on the user’s statement.
  • Access to virtual mail statements is available.
  • Transfers of balances can be done to other credit cards.
  • Above 150 countries accepts the Laurentian Credit Cards.
  • Over 800,000 automatic teller machines (ATM) and 400,000 monetary institutions are available for Cash advances.
  • You can take advantage of a Free Additional card so that you can gather points twice as fast.
  • Easy account payments are available by mail, telephone, Internet, or at Bank branches.
  • You can avail of a student version of this card also.
  • Selection can be made from a various range of merchandise ranging over 350 items, which can be purchased using this card.

Rates and Interests:

  • You can gather the points by $1 purchase = 1 point method.
  • Laurentian Gift cards are accepted by over 80 participating merchants.
  • A gift card is available for accumulating 1,600 points.
  • You can redeem points for $100 in financial products.
  • A free banking plan is available for 1 (one) year.
  • Avail of a $0 fee per month if your net monthly purchase worth $350 or more.
  • You don’t have to pay $0 (free) for additional cards.
  • Interest rates on purchases are 19.99%.
  • For the Transfer of balances and Cash advance rate of interest is 21.99%.

Laurentian Visa Black Credit Card:

Features and Advantages:

  • A 21 days interest-free payment deferment is available until the date is shown on the user’s statement.
  • The possibility of access to virtual mail statements is available.
  • Transfers of balances to other credit cards are possible.
  • Laurentian Cards are accepted in over 150 countries.
  • The Cash advances are available from 800,000 automatic teller machines (ATM) and 400,000 financial institutions.
  • Additional cards are available free of cost.
  • An easy process of account payment is available through internet banking, telephone, mail, or at bank branches.
  • The Laurentian Visa Black Credit Card offers the Assure payment program, for the users and their loved ones when they need it the most.
  • The Card also provides health and wellness assistance services to help users daily.
  • A minimum monthly Visa Card payment is made if the user loses their job or becomes disabled.
  • The settlement of your Visa Black Card balance in case of death or accidental dismemberment.
  • Many more services are available like Health and wellness assistance, Personal budgeting advice, Legal advice, psychological support, etc.
  • You can also get a student version of the Visa Black Card also.

Rates and Interests:

  • You don’t have to pay a $0 fee (free) Annual or Monthly charges.
  • You need not pay $0 (free) for additional cards.
  • You are charged an interest rate of 19.99% on purchases.
  • For Transfer of balances and Cash advance rate of interest is 21.99%.

Laurentian Visa Black Reduced Credit Card:

The Laurentian Bank offers this outstanding credit card, which lets you make payment a little later for your purchase today. It’s a great payment tool. But most importantly, the bank has added the following option, for your benefit all year long at a 12.49% interest rate along with only $30 annual fees. A very effective and useful advantage for you at the end of every month.

Features and Advantages:

  • Your everyday life is simplified, with this unique payment method.
  • Now you can centralize your purchases and expenses using a credit card, for grocery, pharmacy, gas station, etc.
  • The account statement can become an efficient managerial tool that allows you to keep a close track of all your transactions.
  • Stay protected in case of unauthorized use of the card or account info, with Visa’s zero liability policy, you have to pay nothing.
  • The rest of all features and benefits are the same as Laurentian Visa Black Credit Cards.

Rates and Interest:

  • The annual fee for the cards is $30.
  • You are charged $0 (free) for any additional cards.
  • The payable annual interest rate is 12.49%.
  • The offer for Assur payments is available upon request.

Laurentian Students Visa Black Reward Me, Credit Card:

By beginning to construct credit now, student’s monetary targets in years to come will be simpler to accomplish. An appropriately utilized credit card could assist them with their first home rental or vehicle acquisition. As in numerous different everyday issues, it’s essential to utilize credit in a decent, dependable route and to get good advice from experts. The students would prefer not to spend the initial segment of their working life repaying debts, instead of having a joyful life.

Features and Advantages:

  • Students can build a credit history, utilizing this card to get prepared for the future.
  • Go easy with your daily life with this unique payment system.
  • You can smartly use their online statements.
  • You will enjoy full protection in the event of loss, theft, or unauthorized use of the card or account information. With Visa’s Zero Liability policy, you have to pay nothing.
  • Get the benefit from an additional insurance program with the Visa Black Reward Me Card.
  • Simply access funds with the Credit Card PIN.
  • You can safely complete your online purchases with the participating merchants with Visa secure and Click to pay. 
  • You can earn $1 purchase = 1 point.
  • Availability of Gift Cards for over 80 participating merchants.
  • The gift cards are available for gathering 1,600 points.
  • You can redeem points for $100 in monetary products and can get a free banking plan for 1 year.

Rates and Interests:

  • A monthly fee is charged at $3.50.
  • The only card to charge monthly fees with $350 or more in net monthly purchase on the account.
  • You need not pay $0 (free) for additional cards.
  • The charge for the annual interest rate is 19.99% on purchases.
  • An interest rate of 21.99% is applicable on the transfer of balances and cash advances.

Contact Details:

LBC Financial Services

1360 Rene – Levesque Boulevard West,

Suite 630, Montreal,

Quebec, H3G 0E9

Telebanking Services: (Call)

For Retail Clients: 514 -522 -6465 or 1 -833 -522 -6465 (Toll free)

For Business Clients: 514 -252 -1846 or 1 -800 -252 -1846 (Toll-free)

Laurentian Bank Customer Service: 514 -252 -1846 or 1 -800 -252 -1846 (Toll-free)

Reference Link:

www.laurentianbank.ca

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